Insurance Rescission

Health Insurance Rescission Law Firm in Ohio

Cleveland, Ohio Cancelled Health Insurance Lawyers

The health insurance industry's widespread practice of canceling or “rescinding” health insurance coverage after an insured is diagnosed with a serious, and expensive, medical condition was exposed in the years leading up to the overhaul of the country's healthcare legislation. This serious breach of trust often necessitates legal action. If this happened to you or your family, you may be feeling hurt, fearful or overwhelmed, but don’t worry! Fortunately, you have options—and with us, you have an advocate.

Our team at Spangenberg Shibley & Liber LLP handles cases involving canceled insurance coverage. If your family lost insurance coverage after you or a loved one was diagnosed with a serious illness or condition or sustained a major injury, you should not hesitate to speak with a Cleveland personal injury attorney from our firm right away.

What Does It Mean When an Insurance Policy is “Rescinded?”

Seeking to avoid "losses" on expensive claims—usually associated with life-threatening or chronic medical conditions, or with injuries sustained after serious accidents—health insurance companies retroactively rescinded coverage citing a provision in many health insurance policies permitting rescission if information on the insured's application was "misrepresented."

In these cases, typically, the insurance company was not required to establish that the insured intentionally or knowingly made misrepresentations on his or her application. Accordingly, when presented with claims, some insurance companies would look for discrepancies between the information contained in an insured's application for coverage and the insured's medical records to support rescission, and to deny the claims.

A Rescinded Health Insurance Policy Can Seriously Hurt Your Family

Recession of a health insurance policy often results in one's inability to obtain new health insurance coverage. The effect of the insurance company rescinding a health insurance policy on the average American family can be devastating. That’s why it is so important that you have a lawyer on your side to fight for our tights. Our team at Spangenberg Shibley & Liber is here for you. You need to know about the laws that protect you. You’re not alone.

There Is New Legislation Designed to Protect Your Rights.

Recently enacted healthcare legislation has sought to put an end to the healthcare insurance industry's insidious rescission practices. Now, insurers may only rescind coverage where an insured has intentionally misrepresented his or her health history on an application for insurance coverage. Hopefully this new legislation will eliminate most rescissions; however, the new legislation has yet to be tested in terms of when an insurer can and cannot rescind.

Call the Spangenberg Attorneys at (216) 600-0114 for a Free Case Review

There are many reasons to feel confident in choosing our firm:

  • We have years of experience, with a firm history dating back to 1946.
  • Our attorneys are experienced, capable and caring.
  • We were included in the list of 2016 “The Best Lawyers® in America.”
  • We have recovered over $1 billion for our clients.
  • We work on a contingency fee system; so if there is no recovery, there will also be no fee.

If you have had your health insurance coverage rescinded based on alleged misrepresentations made on your application for coverage, contact the insurance coverage rescission attorneys at Spangenberg Shibley & Liber LLP for a free consultation and to protect your rights.

Recommended Reading

Commitment. Integrity. Results.

It's not just a motto. We'll stand by your side and fight for your rights.
  • History of Excellence

    Our firm has been helping individuals since 1946 and has secured billions of dollars on behalf of our clients.

  • Passionate Representation

    We go the distance for you and your future fight to obtain maximum compensation on your behalf.

  • Unwavering Commitment

    Our trial attorneys have tried hundreds of cases and are not afraid to take your case to trial.

  • Personalized Service

    We offer one-on-one attention and detailed counsel. To us you are not just another case number.

    I was having a hard time finding someone to represent me. I was frustrated. But after SS&L took my case, I was treated VERY well! Ericka Campbell is a rockstar! She was phenomenal at communicating with me. Spangenberg Shibley & Liber are the utmost

    - William R.

    SS&L treated me well and I felt supported.

    - Brian R.

    Our Family will be Forever Grateful!

    - Tim S.

    Attorney Tor and the whole team at Spangenberg Shibley & Liber, including the receptionist, made me feel welcome, comforted, and confident throughout my case. They showed me respect and kindness from start to finish.

    - Zandra S.

    I was feeling uncertain but after I met with Nick I felt at ease & confident. Communication was great, I was constantly informed and everyone was genuine & compassionate.

    - Sonja S.
/

Put Award-Winning
Trial Lawyers On Your Side

Contact Our Team for a Free & Confidential Case Evaluation
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.